TRACEABILITY & DATA PRIVACY.
As a major player in digital financing, protecting your digital sovereignty is our absolute priority.
Privacy Commitment
The integrity of the services provided by our institution relies on unwavering mutual trust. We recognize that managing your financial data and browsing habits is a critical responsibility. Our commitment is to transform technical complexity into crystalline transparency.
As part of the constant optimization of our online lending infrastructure, we deploy sophisticated tracking technologies. These tools are not just IT files, but strategic components ensuring the speed of your simulations and the impenetrable security of your personal data.
Technical Definitions
Cookies (HTTP)
Alphanumeric text files stored on your terminal. They allow your lending session to be remembered, avoiding the need to re-enter your information at each step of the simulator.
Tracking Pixels
Invisible code fragments allowing to measure the effectiveness of our credit offers on third-party networks and adjust our rates according to demand.
Legal Framework
Our policy is strictly aligned with the General Data Protection Regulation (GDPR - EU 2016/679) and the ePrivacy directive. We apply the principles of 'Privacy by Design'.
In accordance with CJEU case law, we do not deposit any non-essential cookies on your terminal without a clear and explicit positive act on your part (Opt-in Consent).
Technical Inventory
| Provider | Type | Lifecycle | Utility |
|---|---|---|---|
| Finance System | Security | Session | Maintaining the state of the loan application. |
| Cloudflare Inc. | CDN | 30 Days | Filtering malicious traffic. |
| Google Analytics | Statistics | 13 Months | Conversion funnel analysis. |
Support & DPO
Legal Expertise
The protection of your metadata and information assets constitutes the cornerstone of our banking ethics. Under the General Data Protection Regulation (GDPR), you have fundamental inalienable rights.
Our Data Protection Officer (DPO) oversees all algorithmic processes. Any request relating to the exercise of your rights will be processed within a maximum period of 30 business days.
Correspondence
info@jba-finances.com
