TERMS & CONDITIONS.
The use of our financial intermediation services implies full and complete adherence to these provisions.
Document Status
Enforceable Version
Last updated
11/04/2026
Article 1: Subject & Scope
These General Terms of Use (hereinafter "GTU") constitute the conventional framework governing access to and use of the digital services provided by JBA FINANCES.
Access to the portal and use of our simulation tools imply unreserved, full, and complete acceptance of all these provisions by the user. This document serves as a contract between the publishing entity and the user consulting the services.
Article 2: Access & Continuity
The infrastructure is accessible free of charge to any User with a device connected to the Internet. All costs related to access (hardware, software, connection fees) remain the sole responsibility of the User. Although we deploy high-availability measures to guarantee 24/7 access, we cannot be held liable for service interruptions, scheduled maintenance, or network instability beyond our control.
Article 3: Intellectual Property
All digital assets on this portal (text, visual architecture, simulation algorithms, logotypes, technical icons) are the exclusive property of JBA FINANCES.
Any unauthorized extraction, reproduction, distribution, or exploitation of these elements, even partial, constitutes counterfeiting sanctioned by the provisions of the Intellectual Property Code.
Article 6: Liability Regime
Institutional Warning
JBA FINANCES declines all liability for direct damages or incidents resulting from the use or inability to use the services.
A LOAN IS A COMMITMENT AND MUST BE REPAID. CHECK YOUR REPAYMENT CAPACITY BEFORE COMMITTING.
Article 10: Jurisdiction & Governing Law
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