Our Solutions In Detail.
Clear offers, competitive rates, and tailored support.
Individual Ranges
Technical specifications and exclusive benefits.
Ideal for: Cash flow, Travel, Wedding, Unforeseen events
Unrestricted Personal Loan
The personal loan is the ultimate flexibility solution. Unlike allocated credits, you do not need to provide proof of purchase. You have the sum in your bank account and use it as you see fit.
Borrowable amount
€1,000 - €75,000
Repayment Term
12 to 84 months
Fixed APR starting from
3.00%
Response time
Immediate
New, Used, Motorcycle, Camper
Car & Motorcycle Loan
Hit the road immediately. We finance up to 100% of the purchase price of your vehicle, whether new or used. We can also include the cost of registration and accessories in the financing.
Amount
Up to €100,000
Duration
12 to 120 months
Mandatory Contribution
€0
Type
Allocated
Renovation, Expansion, Pool, Insulation
Works & Renovation Loan
Enhance your assets. Whether to improve energy performance (heat pump, insulation) or for an extension, this loan adapts to the pace of your projects. Funds can be released in installments upon presentation of invoices.
Max Amount
€75,000
Duration
Up to 180 months
Deferral
3 months offered
Type
Consumer/Real Estate
Schools, Master, Housing, International
Student Financing
Invest in your career. Benefit from a deferred repayment loan: don't start repaying the principal until you get your first job. A flexible solution to cover your tuition and living costs.
Repayment
Fully deferred
Required age
18 - 30 years old
Guarantee
Personal or State
Flexibility
Adjustable
Credit Consolidation
Do you have multiple loans (auto, works, personal, overdraft)? We buy back all your debts to set up a new single loan.
The result? A single monthly payment reduced by up to -60% compared to your current total, thanks to the extension of the repayment period.
Solutions for Companies
Whether you are a craftsman, a liberal professional, or an SME, we understand that time is your most precious resource. Our pro solutions are designed to be fast, fiscal, and scalable.
Cash Flow Credit
Finance your WCR, your stocks, or cope with a customer payment delay. A flexible credit line usable according to your needs.
- Amount: €10k to €500k
- Duration: 1 to 12 months
- Interest on used amounts
Leasing & Equipment
Acquire your machines, vehicles, or IT equipment without impacting your borrowing capacity. Rents deductible from your charges.
- Amount: On invoice
- Purchase option: 1% to 5%
- Tax optimization
Creation & Franchise
Honor loan and bank financing to launch your activity. We finance intangible assets and franchise entry fees.
- Target: < 3 years existence
- BPI guarantee possible
- Dedicated expert
Frequently Asked Questions about our Offers
What documents are required for an application?
For individuals: ID, proof of address (-3 months), last 3 pay slips, and bank statements. For an allocated loan (Auto/Works), the quote or purchase order is required.
Is the rate fixed or variable?
All our personal loans and allocated credits are offered at a fixed rate (Fixed APR). You know the exact amount of your monthly payments from the signature, without any bad surprises.
Your project cannot wait.
Get an immediate preliminary response by filling out our secure form. No obligation.
Start my applicationA loan is a binding commitment and must be repaid. Check your repayment capacity before committing.
