Flow Direct.
Our digital protocol processes your request for an immediate response.
Beyond the
simple permanent contract.
Most banks use criteria dating back decades. We are changing the game.
Our analysis technology evaluates your global financial behavior. We don't just ask if you have a permanent contract, but if you have the real capacity to repay. It is this vision that allows us to finance entrepreneurs, freelancers, and individuals.
"Money must circulate at the speed of information. Our mission is to remove friction between your project and its financing."
Financial Department
Risk Department
Loan Architecture
Configuration & Transparency
It all starts with our high-precision configurator. You determine the capital and the monthly payment. The displayed rate is the real applied rate: no hidden fees, no surprises.
Cognitive Analysis
In less than 5 minutes, your data is secured and analyzed. Our algorithm checks your solvency instantly, replacing weeks of banking wait times with a real-time response.
Signature & SEPA Transfer
Validation by certified electronic signature (SMS). Funds are injected into the banking network immediately. Availability within 24h to 48h depending on your bank.
Simulate your schedule
A precise tool for an informed decision.
Loan settings
Required Documents
The strict legal minimum to build your file.
1. Identity
Valid Identity Card or Passport.
2. Residence
Proof less than 3 months old (Elec/Water/Phone Bill).
3. Income
Last 3 pay slips or last tax notice.
Financing granted in 24h.
Don't wait for your bank to decide anymore. Take control of your budget today.
Start my application
